stranger

March 19, 2018 Leave a comment

I don’t remember where I saw this write up, but I loved it and saved it. Do have a read and if it’s not too late for you, adjust accordingly.

The Stranger

A few years after I was born, my Dad met a stranger who was new to our small town. From the beginning, Dad was fascinated with this enchanting newcomer, and soon invited him to live with our family. The stranger was quickly accepted and was around from then on.

As I grew up, I never questioned his place in my family. In my young mind, he had a special niche. My parents were complementary instructors: Mum taught me good from evil, and Dad taught me to obey. But the stranger…he was our storyteller. He would keep us spellbound for hours on end with adventures, mysteries, and comedies.

If I wanted to know anything about politics, history or science, he always knew the answers about the past, understood the present, and even seemed able to predict the future! He took my family to the first Premiership game. He made me laugh, and he made me cry. The stranger never stopped talking, but Dad didn’t seem to mind.

Sometimes, Mum would get up quietly, while the rest of us were shushing each other to listen to what he had to say, and she would go to the kitchen for peace and quiet. I wonder now, if she ever prayed for the stranger to leave.

Dad ruled our household with certain moral convictions, but the stranger never felt obligated to honor them. Profanity, for example, was not allowed in our home – not from us, our friends or any visitors. Our longtime visitor, however, got away with four-letter words that burned my ears, made my dad squirm, and my mother blush. Dad didn’t permit the liberal use of alcohol, but the stranger encouraged us to try it on a regular basis. He made cigarettes look cool, cigars manly, and pipes distinguished. He talked freely (much too freely!) about sex. His comments were sometimes blatant, sometimes suggestive, and generally embarrassing.

I now know that my early concepts about relationships were influenced strongly by the stranger. Time after time, he opposed the values of my parents, yet he was seldom rebuked…and never, not once, asked to leave.

More than fifty years have passed since the stranger moved in with our family. He has blended right in and not nearly as fascinating as he was at first. Still, if you could walk into my parents’ den today, you would still find him sitting over in his corner, waiting for someone to listen to him talk and watch him draw his pictures.

His name?

We just call him TV.

Note:
He has a wife now….Computer.
Their first child is Cell Phone.
Their second child Video Games.

They now have a wonderful grandchild, she is a genius!
She is fondly called WhatsApp.
She is nearly more popular than her mom, her older cousin, Facebook, and her new baby cousins, Snapchat and Instagram.

This stranger and the members of his family appear to have taken up permanent residence in our homes and we seem powerless to check their excesses!

money mistakes

February 5, 2018 Leave a comment

A thought popped into my head this morning. A new year typically means new year resolutions. I am sure each and everyone has something they would like to try or do differently. I especially hope everyone with a resolution is able to keep the promises they’ve made to themselves.

I also thought about what the most popular resolution might be and I’m sure it’s probably to spend wisely, or at least, save money – the strategy is usually to spend less and save more/lower costs in order to increase profits; usually by buying what you need not what you want – which could be as simple as asking yourself “What would happen if I don’t buy this?” If you find that you can live with the consequences of not having it, then, move on. For some, that strategy works, but for most, the line between Needs and Wants could get really blurry, so I thought to share an article I came across sometime ago.

The article focused on common personal/business finance mistakes a lot of us make in order to help people save by correcting certain attitudes and habits towards money. I can’t remember where I found it or who wrote it, so don’t give me all the credit. I did, however, tweak a few things and added my thoughts here and there. I do hope you find it helpful.

 

Account Receivables

Please, never spend money you haven’t received. Don’t even promise someone money based on a promise you have from someone else. If you are promised money tomorrow, don’t go out to buy items on credit based on this promise, with the hope that you will pay when the promised money comes; it may not come as promised and this will leave you in problems with your creditors.

 

Bargain Price

Please feel free to either ask merchants for their lowest offers on their goods/services or negotiate. It makes no sense paying an amount for something that is not the minimum you can get that same value for, except, of course, you’ve achieved financial freedom.

 

Borrowing Limit

Please, never lend someone money you are not willing to lose. By the time you lend someone money, be content in your heart that should the person fail to pay, you will not die. You should not even lose that person’s friendship if they fail to repay the money you lent them. If you feel the person might fail to pay you and this will not affect your relationship with them, then lend them money. If their failure to pay would make you hate their entire clan, please advise that person to go to a bank.

 

Business Loans

Please, never borrow money that accrues interest to start a business (except if you are paying for it through your salary) because business takes a long time to gain ground and begin making profit, but most repayments must be made within a month of taking the loan or earlier. You should only borrow to grow your business. Again, never borrow money to start a business expecting that the business will generate enough income to pay back the borrowed money, plus the interest. If you do, you will only put undue pressure and strain on yourself and the business respectively.

 

Good Fortune

If you get the opportunity to meet a very wealthy person, please, never ask for money. Ask for advice and ideas on how to make money. They may choose to give you money on their own because of how ambitious or industrious you are, but let getting money from them never be your objective.

 

Guarantor Services

Please, never append your signature to guarantee someone on a financial matter if you are not willing or able to pay the money on their behalf.

 

Invest Savings

Please don’t simply stop at stuffing money in your savings accounts. Well, it’s alright to do that, but the issue with that is the money doesn’t grow rapidly, and may overtime, due to inflation and the likes, lose value. That is why it is important to put your money in investment vehicles – not in a business – that can grow your savings.

 

Savings Discipline

Please be disciplined. If you want to save, whenever you receive money, don’t spend and plan to save whatever remains. That never works because as long as there is money to spend, there will be numerous things you can spend it on. However, when money to spend is not available, you will naturally find a way to do without it! Therefore, henceforth, before you spend any money, put your savings aside first and forget it exists; then, make do with what you have left after saving.

You also shouldn’t keep money you don’t intend to use in the short-term within easy reach – in a bag, in a pit, in your socks, under your pillow – or else, some unexpected expense will gobble it up. If you don’t want to lose your money, put it away somewhere you can’t easily get to it.

 

Yes Man

Please stop trying to save everyone in financial need; you are not Jesus. If you find it so hard to say no to a request for financial assistance, in a bid to practise generosity, you’re actually committing financial suicide and working towards a life of misery. If it’s going to be inconvenient, or make your financial goals unattainable, just say no.

 

Multiple Streams

Please get a side hustle or a couple of them. It is unwise to depend solely on one source of income. It is easier to meet financial obligations with multiple streams of income. Be careful not to increase your spending drastically because you have more money. As your income increases, try to manage your expenses, so you’re not consistently spending most or all of your earnings!

 

I wish you well on your savings journey.

Please don’t waste your money.

Money in the Trash

Hopefully, this isn’t too late, and by the end of year, you would have reached your personal and/or business savings target(s).

imovie 2018

January 28, 2018 Leave a comment

Happy New Year!

2018 is here and I hope it brings lots of happiness and progress to us all.

Today marks 10 years since I started Pearl Kreations from my bedroom in 2008! Yay! I thank God the business is still standing and thriving. Time flies though.

As has become tradition, we will be rolling out lots of cool buttons this year, in accordance with the awesome movies coming out.

If you’re a movie buff and buttons lover like I am, I bet you can guess the buttons we have planned. We will hold the collection strategy this year because Marvel Studios has the biggest buttons line up  – 11 of the 14 buttons – for the most anticipated movies for the yea.

Without further ado:2018The first/top row features two (2) proofs for two (2) blockbusters – Black Panther for Black Panther, and Avengers: Infinity War, and Deadpool for Deadpool 2.

The second row features four (4) proofs for one (1) blockbuster – Mjöllnir, Iron Man-Mark V Arc Reactor, Captain America Shield, and Spidey for Avengers: Infinity War.

The third row features five (5) proofs for three (3) blockbusters – Eye of Agamotto, Guardian, and War Machine Arc Reactor for Avengers: Infinity War, Ant-Man for Ant-Man and The Wasp, and Venom for Venom.

The fourth/bottom row features three (3) proofs for three (3) blockbusters – Jurassic for Jurassic World: Fallen Kingdom, Predator for The Predator, and Aquaman for Aquaman.

All collections will be available for purchase via our Online Shop and Konga.com Store.

We’re also planning a special sale during the course of the year. Please follow Pearl Kreations’ social media handles for more information.

We also have a promo video, so please watch and share! Get set to button up and celebrate with us this 2018! 😀

imovie 2017

December 26, 2016 Leave a comment

2017 is around the corner and there is a awesome line up of action-packed movies coming out. Likewise, as has become our tradition at Pearl Kreations, we have a lovely line up planned.

We will be continuing with the collection strategy to make things easier for the movie lovers. We have nineteen (19) buttons grouped into four collections:

The first collection is Collection Curious. It features three (3) emblems/logos from three (3) blockbusters – Captain Sparrow for Pirates of the Caribbean: Dead Men Tell No Tales, Autobots/Decepticons for Transformers: The Last Knight, and Boss Templeton for The Boss Baby.

The second collection is Collection Marvel. It features four (4) emblems/logos from four (4) blockbusters – Wolverine for Logan, Spidey for Spider-Man: Homecoming, Guardian for Guardians of the Galaxy: Volume 2, and Mjöllnir for Thor: Ragnarok.

The third collection is Collection Rangers. It features five (5) emblems/logos from one (1) blockbuster – Red Ranger, Yellow Ranger, Pink Ranger, Black Ranger, and Blue Ranger for Power Rangers.

The fourth collection is Collection DCU. It features seven (7) emblems/logos from two (2) blockbusters – Wonder Woman for Wonder Woman, and The Justice Shield, Wonder Woman, Superman, Batman, The Flash, Aquaman, and Cyborg for Justice League.

All collections will be available for purchase via our online gallery and Konga.com Store.

Get set to button up in 2017! 😀

inspitories xvii: lr

September 18, 2016 Leave a comment

Inspitories is my made up word for inspirational stories on young people I find interesting. They are usually interviews of other entrepreneurs, like myself, whom I have had the pleasure of meeting, stumbled upon online, or dug up that motivate me. Enjoy and get inspired!

For most of middle school, I had a best friend. We were almost inseparable. For a while, both teachers and strangers alike thought we were twin brothers. After correcting numerous people countless times, we started claiming to be! I think that led him to coin Twin Raiders, which became a clique of four friends, with code names: Syber, Vesta, TJ, and Kere – Seyi, Sylvester, Tunji (his late cousin), and Samson respectively. Like most Sylvesters, my nickname evolved into Sly. His, however, stuck all through high school; still is even.

Though no longer best friends, we’ve have managed to keep in touch and remain friends for about twenty years now. We, however, still have a few things in common – penchant for watches, one sister, got just our moms now, movies/TV addiction – he’s probably the only person I know who watches more movies and TV shows than I do, and I watch over twenty every week lol; and surprise, surprise, business.

Seyi is a master salesman. He could probably sell beef to a cow. He started off selling watches while in college, and this year, I noticed he’d started car sales – he identified a niche (which he shared with me), and now, he’s not just selling them, he can’t hold on to them long enough!

I admire his drive and entrepreneurial spirit so much. When I thought of setting up shop in Nigeria, he’s one of the few people I met with to educate me on the terrain. Through his help, I opened up a Konga.com store for Pearl Kreations. No regrets. If like most people, you’re wondering how he’s getting by on watches [and cars] sales, trust me, he does fine! It’s my pleasure to profile the street-smart and tenacious Syber.

seyi-labinjo

Seyi Labinjo
Managing Director & Chief Marketing Officer
Labson Renmax Company

Birth Name
Seyi Hafiz Labinjo

Age
30 (as of 2016)

Skill(s)/Talent(s)
Marketing

Art/Business Name
Labson Renmax Company

Business Profile


Labson Renmax Company is the parent company of LR Watches and LR Autos, which provide high-end timepieces, and new as well as certified pre-owned automobiles respectively, at affordable rates backed with great after sales service.

I started this
Small scale in August 2008 selling entry-level wristwatches to university students.

I’m driven by
My passion, from the onset, to provide products and services with the customers’ satisfaction being key.

Past Works/Portfolio

  • Merchant on Konga.com
  • Sales Analyst/Moderator on Nairaland.com (Autos Section)
  • Official Timepiece Stockist on Dikkos.com

Contact me

greatness

August 21, 2016 Leave a comment

I’ve been thinking a lot about greatness and mediocrity. What makes one person great and another average? Is it destiny or fate? Is it beyond or within our control?

The quality of a person’s life is in direct proportion to their commitment to excellence, regardless of their chosen field of endeavor – Vince Lombardi

I believe that if you want to stop being average, choose to stop being average! Greatness is a choice, and it’s achieved by becoming progressively productive in your daily routine and life decisions. Strive to be better than who you were yesterday. Set high goals and try to see things beyond the realm of possibility. You’re in competition with no one, but yourself, so train yourself to be better. Greatness eludes people who only strive to be average.

answer

July 17, 2016 Leave a comment

There is a book called The Enemy Called Average by John Mason. I recommend it. I’ll share some things I learnt that seem so simple, but will make a world of difference if you adopt today.

yes-and-no

One of the tricks of the devil is to get us to say yes to too many things. Then we end up being spread so thin that we are mediocre in everything and excellent in nothing. There is one guaranteed formula for failure, and that is to try to please everyone.

There is a difference between something that is good and something that is right. There comes a time in every person’s life when he must learn to say no to many good ideas. In fact, the more an individual grows, the more opportunities he will have to say no. Perhaps no other virtue is so overlooked as a key to growth and success. Becoming focused is a key to results.

There is power in the word “No”. No is an anointed word; one that can free you from burdens you really don’t need to be carrying. No can be used to turn a situation from bad to good, from wrong to right. It can also allow you to devote the correct amount of attention and effort to God’s priorities in your life.

I’m sure that as you’re reading this, some past experiences and present situations come to mind. I’m sure you can even recall many situations where no or not right now would have been the right answer. Don’t tell those put you down; just don’t yourself through that kind of disappointment in the future.

Yes and No are the two most important words that you will ever say. These are the two words that determine your destiny in life. How and when you say them affects your entire future. Saying no to lesser things can mean saying yes to the priorities in your life.